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    PMEGP (Prime Minister’s Employment Generation Programme)

    Date : 01/02/2008 - 31/03/2026

    Purpose:

    PMEGP is a credit-linked subsidy scheme aimed at generating self-employment opportunities by establishing new micro-enterprises in the non-farm sector in rural and urban areas.
    msme.gov.in,
    pmegp.msme.gov.in

    Key documents:

    Aadhaar Card, PAN Card, Passport-size Photograph, Educational Qualification Certificate (where applicable), Project Report/DPR, Address Proof, Caste Certificate (if applicable), Special Category Certificate (if applicable), EDP Training Certificate (if available), Bank Account Details. msme.gov.in,
    pmegp.msme.gov.in

    Relevant Government Reference / Government Resolution / Orders / Circulars

    Relevant Government Reference / Government Resolution / Orders / Circulars PMEGP is a Central Sector Scheme of the Ministry of MSME implemented through KVIC, KVIBs, District Industries Centres (DICs), and Banks. The scheme operates under the PMEGP Operational Guidelines issued by the Ministry of MSME and KVIC. msme.gov.in, kvic.gov.in

    Online Facility Available

    Available throughout India in both Rural and Urban Areas through KVIC, KVIB, DIC and participating Banks.msme.gov.in,
    pmegp.msme.gov.in

    Applicable Fee

    No application fee is charged for applying under PMEGP.

    Mode of Fee Payment

    Not Applicable, as no application fee is prescribed.

    Decision-Making Authority

    Khadi and Village Industries Commission (KVIC) [msme.gov.in], [kvic.gov.in] Name of Scheme Prime Minister’s Employment Generation Programme (PMEGP) [msme.gov.in] Important Eligibility Conditions Applicant must be 18 years or
    above. Minimum VIII pass for manufacturing projects above ₹10 lakh and service projects above ₹5 lakh.Ministry of Micro, Small and Medium Enterprises (MSME), Government of India.

    Time Required for Decision

    Generally, 30 to 90 days depending upon scrutiny by implementing agencies and loan appraisal by the bank. The actual processing time may vary by district and bank.

    Contact Us:

    Online Grievance Redressal Link: PMEGP Grievance Portal: https://pmegp.msme.gov.in/ (Grievances section available on the portal).

    Office Address: Khadi and Village Industries Commission (KVIC), 3, Irla Road, Vile Parle (West), Mumbai, Maharashtra – 400056.

    Contact Telephone Number: PMEGP applicants may contact the concerned State/District KVIC, KVIB, DIC office or the bank branch selected during application. Contact details are available on the PMEGP Portal.

    Official Contact Email ID: pmegpeportal.kvic@gov.in

    Beneficiary:

    As mentioned above

    Benefits:

    Margin Money Subsidy: General Category: 15% (Urban), 25% (Rural). Special Categories (SC/ST/OBC/Minority/Women/Ex-servicemen/Divyang/Transgender etc.): 25% (Urban), 35% (Rural). Maximum project cost: ₹50 lakh (Manufacturing) and ₹20 lakh (Service Sector) for new units. [msme.gov.in]

    How To Apply

    Applications can be submitted online through the PMEGP Portal. Physical applications may also be submitted through the nearest KVIC/KVIB/DIC office. [kviconlinesa.in], [msme.gov.in]