PM Vishwakarma Scheme

Purpose:

The scheme supports artisans and craftspeople engaged in specified traditional trades in the unorganized sector on a self-employment basis. It seeks to improve their productivity, product quality, access to modern tools, skills, institutional credit, digital payments and domestic or international markets. Registration leads to formal recognition through a PM Vishwakarma Certificate and ID Card, after which the beneficiary can proceed through skill assessment, training, toolkit, credit and market-support components.

Key documents:

Mandatory registration information includes Aadhaar, Aadhaar-linked mobile number, bank-account details and ration card. If the applicant does not have a ration card, Aadhaar details of all family members are required. The beneficiary may also need a bank passbook, recent photograph, trade details and other information requested during verification. For the credit component, the participating lender may seek the PM Vishwakarma Certificate and ID, loan application, bank statement, quotation for tools or equipment, business plan or use-of-funds details, KYC documents and any other

Relevant Government Reference / Government Resolution / Orders / Circulars

PM Vishwakarma was announced in the Union Budget on 1 February 2023, approved by the Union Cabinet on 16 August 2023, and launched on 17 September 2023. It is a fully funded Central Sector Scheme with an initial outlay of ₹13,000 crore. The original implementation period is five years, up to financial year 2027-28. The operative reference is the PM Vishwakarma Guidelines for Implementation, as amended or clarified through subsequent notifications and portal instructions.
PM Vishwakarma

Online Facility Available

Available. The official portal continues to provide beneficiary login, CSC login, verification facilities, lending-institution login and information on training, toolkit, credit and digital incentives. The portal reports that the target of registering 30 lakh applicants was achieved in September 2025, although subsequent benefits continue to be processed according to eligibility and scheme stages. Registration or portal availability does not guarantee loan sanction.
PM Vishwakarma

Online Application Link

Official portal:
PM Vishwakarma Registration guidance:
PM Vishwakarma guidelines and language resources
Frequently Asked Questions:
PM Vishwakarma FAQ

Applicable Fee

No Government application or scheme-registration fee is prescribed for beneficiaries. Registration is facilitated through CSCs under the scheme mechanism. Applicants should not pay any person who promises guaranteed registration, training selection, toolkit release or loan sanction. Any separate banking charge connected with a sanctioned credit facility must be disclosed by the participating lender and governed by applicable banking rules.
PM Vishwakarma FAQ

Mode of Fee Payment

Since no beneficiary application fee is prescribed, no payment should be made for obtaining scheme registration. If a lending institution levies a legitimate statutory or banking charge for the credit facility, it should be paid only through the bank’s authorised channel and against an official receipt or account debit. Beneficiaries should not make cash payments to unauthorised intermediaries.

Decision-Making Authority

Office of the Development Commissioner, MSME, Ministry of MSME Conjoint; Ministry of Micro, Small and Medium Enterprises, Government of India

Time Required for Decision

The scheme does not prescribe one universal number of days for completion of all stages. Registration passes through a multi-stage verification process involving the Gram Panchayat or Urban Local Body, the District Implementation Committee and final screening or approval under the scheme mechanism. Training, toolkit release and loan processing follow separately. The credit decision is made by the participating lending institution after appraisal, so processing time depends on verification, training completion, documentation, bank assessment and scheme-stage readiness.

Online Grievance Redressal Link

Applicants should first use the Contact Us or Feedback facility on the official PM Vishwakarma portal and contact the MSME Champions Desk. For unresolved Government service-delivery complaints, a grievance can be filed through CPGRAMS:
https://www.pgportal.gov.in/
CPGRAMS provides online grievance registration, tracking through a unique registration ID and an appeal facility where the complainant is dissatisfied with the resolution.

Office Address

Office of the Development Commissioner, Ministry of MSME, Government of India, Nirman Bhawan, Maulana Azad Road, New Delhi – 110011. For state-level assistance, applicants may contact the applicable State or Union Territory nodal officer listed on the PM Vishwakarma portal. Local registration assistance is available through CSCs, Gram Panchayats and Urban Local Bodies.

Contact Telephone Number

PM Vishwakarma/MSME helpline: 1800-267-7777 and 17923.
MSME Champions Desk: 011-23061574. Development Commissioner, MSME focal point: 011-23061176.
State-wise nodal officer contact numbers are available on the portal’s Contact Us page.

Official Contact Email ID

MSME Champions Desk:
champions@gov.in
Development Commissioner, MSME:
dcmsme@nic.in.
State-specific nodal officer e-mail IDs are published in the Contact Us section of the official PM Vishwakarma portal.

Beneficiary:

As mentioned above

Benefits:

PM Vishwakarma Certificate and ID Card; basic and advanced skill training; training stipend of ₹500 per day; toolkit incentive of up to ₹15,000 through e-voucher or prescribed mechanism; collateral-free enterprise-development loans totalling up to ₹3 lakh in two tranches; effective beneficiary interest rate of 5%; digital-transaction incentive; and marketing support covering quality certification, branding, packaging, publicity, e-commerce and GeM linkage. The first credit tranche is up to ₹1 lakh and the second is up to ₹2 lakh, subject to satisfactory repayment and scheme conditions.